Calculating The Net Benefit Of An Idaho Refinance Transaction

Calculating the net benefit of an Idaho refinance can be a challenging task if you do not understand what to calculate. We are going to focus on the net benefits of refinancing from the standpoint of lowering your interest rate. Although there are several reasons to refinance, lowering your Idaho mortgage rate to save on..

Idaho Mortgage Loan How Much Can I Afford?

How much Idaho mortgage money can I qualify to borrow? This is typically the number one question Idaho mortgage professionals are asked by new clients. Of critical importance when considering Idaho mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for..

Idaho Refinance Mortgage – Four Possible Reasons To Refinance

An Idaho mortgage is generally the largest debt most homeowners have to manage.  It's a good idea to give your personal Idaho real estate finance portfolio a check-up at least once a year. Since there are many reasons a homeowner may choose to refinance there idaho mortgage, we'll take a look at the four most common. 1. ..

Understanding the FHA Mortgage Insurance Premium (MIP)

* Disclaimer – all information in this article is accurate as of the date this article was written * The FHA Mortgage Insurance Premium is an important part of every FHA loan. There are actually two types of Mortgage Insurance Premiums associated with FHA loans: 1.  Up Front Mortgage Insurance Premium (UFMIP) - financed into..

Top Five Market Factors That Influence Mortgage Rates

Timing the market for the best possible opportunity to lock a mortgage rate on a new loan is certainly a challenge, even for the professionals. While there are several generic interest rate trend indicators online, the difference between what's advertised and actually attainable can be influenced at any given moment by at least 50 different..