7 Things An Idaho Real Estate Agent Should Know About Mortgage Approval

While many experienced Idaho real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pricing premiums, credit score, secondary approval layering, rescission deadlines, property type,..

Idaho Refinance Mortgage – Four Possible Reasons To Refinance

An Idaho mortgage is generally the largest debt most homeowners have to manage.  It's a good idea to give your personal Idaho real estate finance portfolio a check-up at least once a year. Since there are many reasons a homeowner may choose to refinance there idaho mortgage, we'll take a look at the four most common. 1. ..

What Do Appraisers Look For When Determining A Property’s Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, the appraiser actually already has a good idea of the..

Five Myths About Home Values

During periods of economic growth, when home values are typically just going up, most homeowners do not question appraisals much. And in times of turmoil when property values are declining, home sellers and even listing agents quite often question and pick apart appraisals. However, the actual appraisal process changed very little over the course of the..