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Month: November 2010

Changes to FHA Mortgage Insurance The Affects on Idaho Home Buyers

Increase to FHA Monthly Mortgage Insurance Premium Prior to October 4, 2010, the Monthly Mortgage Insurance Premium was based on a factor of .55% of the loan amount divided by 12 (if the loan to value was over 95%). As of October 4, the factor is now .9%.  As an example, on a $400,000 mortgage,..

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Jane May | Loan Originator
NMLS # 173614
Licensed in Idaho & Oregon Jane@bigrivermtg.com
Direct: (208) 861-0000

Rick May | Branch Manager
NMLS # 12870
Licensed in Idaho & Oregon
Rick@bigrivermtg.com

Big River Mortgage:
10020 W. Fairview Ave. Ste. 201, Boise, ID 83704  NMLS Branch # 1823284  MBL ID-1850

rick and jane may big river mortgage boise idahoHi, we are Rick & Jane May and we are mortgage consultants in the Boise, Idaho area and we specialize in Idaho VA Loans, Idaho FHA Mortgages, Idaho First Time Home Buyer Loans, Idaho FHA Streamline Refinances and much more. Our goal with this Idaho mortgage blog is to educate and inform our clients about the various loan programs available on the market today. Feel free to look at our Mortgage Calculator Idaho

*The views, articles, postings and other information listed on this website are personal and do not necessarily represent the opinion or the position of American Pacific Mortgage Corporation.

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© 2020 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. Oregon: “Licensed under the Oregon Consumer Finance Act” Texas: “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.”