Tag Archives | First-Time Home Buyer

7 Things An Idaho Real Estate Agent Should Know About Mortgage Approval

While many experienced Idaho real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pricing premiums, credit score, secondary approval layering, rescission deadlines, property type, […]

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Renting vs Buying An Idaho Home

Buying an Idaho home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning an Idaho home, we’ve found that most Idaho home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as […]

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Idaho Mortgage Loan How Much Can I Afford?

How much Idaho mortgage money can I qualify to borrow? This is typically the number one question Idaho mortgage professionals are asked by new clients. Of critical importance when considering Idaho mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for […]

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Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check… Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. When a buyer makes an offer to buy residential real estate, he/she generally signs a contract and pays a […]

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